Emergency Petitions for Bankruptcy A typical Chapter 7 or Chapter 13 petition requires you to submit well over 50 pages of documentation, including: your schedules (which includes a detailed budget, a list of all creditors including addresses and account numbers, a detailed list of assets with estimated valuations, detailed information about sales, transfers, losses and […]
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Bankruptcy and Social Security Overpayments A question we get a lot is whether Social Security disability overpayment is dischargeable in bankruptcy. The short answer to this is “yes,” a Social Security overpayment is treated like any other unsecured debt. There are exceptions to the dischargeability of a particular debt under Section 523 of the
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Chapter 7 Filings, Secured Debts, and Default Judgments Chapter 7 bankruptcy allows you to wipe out unsecured debt– credit card bills, medical debt and other signature loans. However, secured debt–loans backed by collateral such as mortgages, car loans, or furniture, may be treated differently. Secured loans actually contain two different kinds of obligations. First, there
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Speeding Tickets and How RADAR Works in Law Enforcement Settings We have all seen a cop on the side of the road looking for speeders. In fact, we have all seen that cop and stood on our brake to slow down. What we are trying to do, when we see the cop and stand on
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DWI—How Law Enforcement Uses Field Sobriety Tests at the Time of Stop and in Court If you have been arrested for DWI in Arkansas, or watched a reality cop show, chances are really good that you have witnessed or performed field sobriety tests. These tests are the ones that require you to walk a certain
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Texting While Driving and The Fifth Amendment Currently, in the State of Arkansas, it is illegal to create, send, or read a text message or email while operating a motor vehicle, and if you are under eighteen (18) years of age or in a school or work zone, even using a cell phone is illegal
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DWI—The Importance of the Proper Paperwork in DWI Trials When I was in law enforcement, I worked a lot of DWI cases and I often went to court on DWI charges. As a cop, one thing I always found profound was the attorneys that took DWI cases and what they did not ask from law
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